Microfinance Programs

The micro-finance program aimed to provide access to finance for the poor people by ensuring services for generating IGAs that help people increasing income, alleviating poverty as well as improving the quality of life. Since its inception, GUK put utmost efforts to make significant contribution in creating favorable situation for enterprise development, capacity enhancement and social protection by efficient implementation of various financial products under different components of micro-finance program. In compliance to the rules & regulations of Micro-credit Regulatory Authority (MRA), GUK formulated its citizen charter in order to make the people understand clearly about the transparent financial policies applicable for financial services to target people.  Headed by a two Directors of Micro-finance, GUK provides it’s micro-finance services by setting up 360 Branch Offices, 41 Area Offices, 10 Zonal Offices, 4 Regional Offices and deployed 3,402 efficient manpower.


Growth of Member

No Data Found

Trend of Annual Loan Disbursement(BDT Crore)

No Data Found

Source of Fund 2020-21

No Data Found

Sector Wise Loan Disbursement

No Data Found


  • 10.32 lac farmers
  • BDT 2900 crore loan disbursed for production of diversified crops, vegetable , fruits & flower

Poultry & Livestock

Beef fattening_1
  • 7.35 lac farmers
  • BDT 2250 crore loan disbursed for poultry and livestock production

Agro-Processing & Packaging

  • 2000 small & medium processors
  • BDT 40 crore loan disbursed for Agro Processing & Packaging

Meat & Milk Processing

  • 600 small and medium processors
  • BDT 15 crore loan disbursed for meat & milk processing


  • 1.1 lac fishermen
  • BDT 330 crore loan disbursed for fish production

Savings Program

General Savings

The product offers members flexible weekly deposit facility and withdrawal facility at the time of cancellation of membership. Benefits are provided as per rules of Micro Credit Regulatory Authority.

Voluntary Savings

This product offers flexible voluntary weekly deposit facility to cover emergency expenditures and withdrawal facility at any-time during the membership period. Benefits are provided as per rules of Micro Credit Regulatory Authority

Term Savings

A long-term deposit invest scheme where members have the opportunity to deposit from TK 200 to TK 1,000 per month for a period of 5 & 10 years at a much higher return rate aiming to strengthen the financial capacity of our members that helps them to safe & secured future

Loan Products

Micro -Finance as a fruitful instrument of poverty reduction and GUK addresses this issue successfully by using various need-based loan products for financial services according to demands of people with different levels of poverty and enterprises. The organization has been implementing in the following financial products.